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People who set goals are more successful. Studies show that goal setters are more productive and earn more, but the real key to success is having an action plan. Want to find out why?

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Setting realistic goals for yourself will be the best motivation to start budgeting and saving.

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Alberto just inherited $1000. What should he do with it? His friends and family have many suggestions, but getting good money advice can be difficult. Discuss what you think Alberto should do with his money.